Shop Pay Policy

Shop Pay offers you the option to pay in full at checkout, or to split purchases into 4 equal, interest-free installment payments for orders between $50 and $3,000 USD. There are no additional charges, interest rates, or late fee.

Your credit scores will not be affected by Shop Pay Installments. However, if a payment isn't made or paid late, you might not be eligible to make purchases using Shop Pay Installments in the future.

Use Shop Pay Installments steps as follows:

  1. Add your items to the cart.
  2. Check out using Shop Pay.
  3. Select Shop Pay Installments and choose to pay for your order in 4 installments.

After selecting Shop Pay Installments and reviewing your purchase, you will be  presented with one of the following options:

  • Make first payment at checkout. *
  • Make first payment 2 weeks after the purchase is made. **

* The 3 remaining payments are automatically charged to debit or credit card every 2 weeks. Email reminder will be sent before each payment is charged.

** Your first payment is due approximately two weeks after your purchase is finalized and is automatically charged to debit or credit card. Email reminder will be sent before each payment is charged.

Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.